The Commissioner finds it necessary to establish maximum rates of commission that may be paid to insurance producers and maximum benefits payable to creditor group policyholders in the form of dividends, retrospective rate credits, or any other form, to ensure that credit involuntary unemployment benefit insurance operations of insurers do not:
A. Result in rates that are excessive in relation to benefits;
B. Endanger the solvency of insurers rendering their transaction of business hazardous to policyholders or the public; and
C. Adversely affect other classes of business of insurers.