.02 Regulation of Commissions.

To assure that credit life and credit health insurance operations of insurers do not result in rates which are excessive in relation to benefits, do not endanger the solvency of insurers rendering their transaction of business hazardous to policyholders or the public, and do not adversely affect other classes of business of insurers, the Commissioner has found it necessary to establish maximum rates of commission which may be paid to agents or brokers and maximum benefits payable to creditor group policyholders in the form of dividends, retrospective rate credits, or in any other form.