A. A carrier shall offer the policyholder the option of purchasing the minimum hospice care benefits required by this chapter when the policyholder applies for coverage.
B. Contracts Issued Before April 1, 1997.
(1) Except as provided in §B(2) of this regulation, if a policyholder purchases a contract with hospice care benefits before April 1, 1997, the carrier shall revise the contract to include at least the minimum benefits required by this chapter on the renewal date occurring on or after April 1, 1997.
(2) Section B(1) of this regulation does not apply to guaranteed renewable or noncancellable contracts.