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31.04.19.00.htm 31.04.19.00. Title 31 MARYLAND INSURANCE ADMINISTRATION Subtitle 04 INSURERS Chapter 19 Filing of Forms Under File and Use Method Authority: Insurance Article, §2-109 and 12-203(d)2) Annotated Code of Maryland
31.04.19.01.htm 31.04.19.01. 01 Applicability and Scope.. This chapter applies to the submission of any form required to be filed under Insurance Article, §12-203(b) Annotated Code of Maryland.
31.04.19.02.htm 31.04.19.02. 02 Definitions.. A. In this chapter, the following terms have the meanings indicated.. B. Terms Defined.. 1) "Accidental death policy" means a health insurance policy that limits benefits under it to benefits that are payable upon the accidental death of an insured.2) "Accidental death and dismemberment policy" means a health insurance policy that limits benefits under it to benefits that are payable upon the accidental death or dismemberment of an insured.
31.04.19.03.htm 31.04.19.03. 03 Filing of Forms for Approval.. Except as otherwise provided in this chapter, the filing of forms shall be in compliance with the requirements under:A. COMAR 31.04.17 for life and health insurance filings; and. B. COMAR 31.10.01 for health insurance filings..
31.04.19.04.htm 31.04.19.04. 04 Submission Requirements for File and Use Method.. A. An insurer may request that a form filing be accepted under a file and use method.. B. The cover letter included with forms filed under the file and use method shall include the following:1) A reference line that indicates that the forms are being filed under the file and use method;. 2) A list of the forms included in the submission; and. 3) For each form listed in the cover letter required under §B(2) of this re
31.04.19.05.htm 31.04.19.05. 05 Types of Forms Used on a File and Use Method.. A. The forms listed in §B of this regulation are the only forms that may be used on a file and use basis.B. The following life insurance, health insurance, and annuity forms may be filed under the file and use method:1) Group life insurance policies and certificates, except for group credit life insurance policies and certificates;2) Endorsements, amendments, and riders to be used with group life insurance policies and certificat
31.04.19.06.htm 31.04.19.06. 06 Use of Noncompliant Forms.. A. If an insurer uses a form which becomes effective under a file and use method and the form is found by the Commissioner to be noncompliant, the Commissioner may:1) Disapprove the form by:. a) Giving notice of the disapproval;. b) Showing cause for the disapproval; and. c) Stating the effective date of the disapproval in the notice; and. 2) Impose a penalty as provided under Insurance Article, §4-113, Annotated Code of Maryland..
31.04.19.9999.htm 31.04.19.9999. Administrative History Effective date: July 17, 2006 (33:14 Md. R. 1165). Regulation .02B amended effective June 20, 2016 (43:12 Md. R. 668). Regulation .05B amended effective June 20, 2016 (43:12 Md. R. 668).
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